Bridging Loans & Finance

Bridging and short term finance arrangements often need to move quickly, but they also come with important legal and commercial considerations. Our team advises individuals, investors, developers, businesses, borrowers, and lenders on all aspects of bridging loans—reviewing terms, identifying risks, assessing title issues, and ensuring that security and documentation are legally robust. Whether funding is needed for a purchase, refinance, development, or to address short term cashflow pressures, we provide clear, balanced guidance so you fully understand the implications before proceeding. Our focus is on transparency, careful due diligence, and helping transactions progress efficiently while protecting your position

Bridging Loans & Finance

Commercial Property & Agriculture

Bridging loans are typically used to secure funding quickly—often to complete a purchase, refinance, cover a short‑term cashflow need, or facilitate a development opportunity. While these arrangements offer speed and flexibility, they also come with specific legal considerations that require careful attention. Our role is to guide you through the process, identify potential risks, and ensure the legal terms of the finance support your objectives.

We act for both borrowers and lenders, giving our team a well‑rounded legal understanding of market expectations and commercial pressures. This enables us to deliver practical, informed advice that protects your position and ensures the transaction progresses without unnecessary delay.

For Borrowers

Whether you are purchasing residential or commercial property, funding a refurbishment, or managing a chain break, we review the terms and conditions, investigate title issues, identify lender requirements, and ensure any existing charges or restrictions are dealt with promptly and appropriately.

Speed is essential in bridging finance, and we work efficiently to complete due diligence in line with well managed and expected timescales.

Our advice focuses on transparency and protecting your interests—ensuring you fully understand the implications of the transaction.

For Lenders

We also support private lenders, specialist finance houses, and institutions offering bridging loans on a business to business basis. Our team prepares and negotiates loan documentation, conducts thorough title reviews, undertakes priority searches, and confirms appropriate security is in place.

We work to ensure loan structures are legally robust and enforceable, identifying any key issues that may affect security or repayment. Our approach balances commercial pragmatism with risk management, helping lenders complete transactions quickly while safeguarding their position

Team Members

Claire Poulton

Partner

Claire Poulton

Claire joined Rutherfords in September 2006 shortly after completing her Law Degree. Claire began work at Rutherfords as a paralegal, gaining experience in a variety of commercial and property transactions, going on to qualify as a solicitor in June 2010 and was, subsequently, made partner in January 2013. 

Claire has had the benefit of working in a variety of areas of law and is therefore able to apply this breadth of knowledge to all her work but now specialises in commercial property, landlord and tenant, agricultural and complex development work. She acts mainly for property owners / landowners with large expanding portfolios together with land owners and developers on complex development projects (including option agreements, overage agreements, conditional contracts, development agreements and land promotion agreements).

Claire has a long-standing client base and adopts a professional, warm and friendly approach which is welcomed by business and private clients alike

Daniella Tarbuck

Consultant Solicitor

Daniella Tarbuck

Daniella is a Consultant Solicitor who has many years’ experience dealing with business owners mainly in the SME market as she enjoys the ‘hands on’ approach required when working alongside business owners and directors as part of their legal team. Having worked in commerce before her legal career, she adopts a practical and commercial view of transactional work and works hard to find a straightforward resolution for her clients.

Daniella was educated at Queen Mary’s High School for Girls and The University of Birmingham and trained at the Wilkes Partnership in Birmingham, following a period of working for Wragge & Co immediately after qualification.

She now enjoys working with the Rutherfords team to assist corporate and commercial clients achieve the best outcome they can from their transactions and has a particular interest in fast turnaround commercial bridging finance.

Jason King

Jason joined Rutherfords LLP in 2020 as part of the expansion of the Commercial Team.

Jason obtained Distinction when undertaking the LPC at Nottingham Law School, having already obtained a grade 2:1 Law Degree. Having completed his training contract at a law firm in Warwickshire, he qualified as a solicitor in early 2017. Jason has benefitted from working in various areas of Commercial and Property law, with the ability to assist clients in a variety of different matters

Lauren Henderson

Solicitor

Lauren Henderson

Lauren joined Rutherfords in 2015 as a Paralegal in our Corporate and Commercial Department.

Lauren started her training contract in 2017. She achieved a first class Law Degree and went on to graduate, achieving a Masters in Law (LLM) and completed her LPC.

Lauren has been an integral part of the Corporate and Commercial Department since joining Rutherfords and completed her training contract in 2019 and will continue to work with the team on all Corporate and Commercial matters now as a qualified Solicitor.

Services

Call us on: 01827 311411

Ventura House, Ventura Park Road,
Tamworth, Staffordshire B78 3HL
T: 01827 311411
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